Taking Social Security at age 62

You should start getting social security at age 62 if you are single, not working, don't think you will make it to age 77, and you need the money for living expenses. Almost 80% of those persons turning 62 opt to take social security immediately so you will also be in the majority. If you don't fall into those categories, wait until age 70 to start social security and collect 71% more every month as long as you live. Your spouse will also get that 71% additional amount as a survivor's benefit  on your demise if it is greater than their social security payment.