If you don't have health insurance coverage in 2016, the penalty just increased to the greater of 2.5% of your household income or $695 per adult plus $347.50 per child limited to a family maximum of $2,085. The numbers in 2015 are 2% of household income and $325 per adult and $162.50 per child with a family maximum of $975. The penalty is calculated on your tax return on line 61.
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